What does a warranty mean?

The warranty that you get when you purchase an SSL certificate insurers the end user up to a certain amount ($10,000, $100,000 etc). It is not a warranty to the purchaser but rather to the end users who use a site secured by an SSL certificate. Basically, if you, the purchaser, turn out to be fraudulent and a user of your web site loses money because the certificate authority didn't properly validate you, then the certificate authority will compensate the end user. Certain certificate authorities have slightly different policies on warranties that you may wish to look into.

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